Wildfire Insurance Is Getting Harder to Keep. Home Hardening Is How You Fight Back.

If you own a home in a wildfire-prone part of California or the West, you've probably felt the insurance squeeze already. Premiums keep climbing, some carriers have stopped writing new policies, and plenty of homeowners have opened a non-renewal letter for a house they'd insured for years. Here's the part that doesn't get said enough: the same work that makes your home safer in a fire is starting to be the thing that keeps it insurable.